Integrity. Experience. Commitment.
We hold ourselves to a high standard both personally and professionally within our family of companies.
We treat our clients as we would like to be treated — with kindness, loyalty, trust and respect.
We are proud to say that we have never had a single grievance, complaint or lawsuit filed against us. We feel this speaks volumes to the type of financial professionals we are and how we work and interact with our clients.
We are in the relationship business. Our commitment is to our clients and their financial well-being — today, tomorrow and in their retirement future.
James C. Nix, Jr.
Chief Executive Officer / Co-founder
Jim is a financial professional with over 30 years of industry experience. He is an owner and a managing director for both Horizons Financial Insurance Group, and Horizons Financial Group, Inc. He graduated from Mississippi State University in 1984 with a business administration degree in banking and finance.
Jim and his wife, Sue, live in Hoover, Alabama, and are competitive USTA tennis players.
Michael C. Mashburn, Sr., MBA
Managing Director / Co- Founder
Retirement Income Professional
Mike has been in the financial services industry his entire career, which began in 1982 with SouthTrust Bank as a commercial lender. He merged his practice with Jim Nix in 1994, and they have been business partners ever since.
Mike has held his Alabama insurance license for over 15 years. He received his bachelor’s degree in business administration from Birmingham Southern College in 1982 and his MBA from Samford University in 1989.
Mike and his wife, Debbie, live in Vestavia and have three children. He is an active member of All Saints Episcopal Church. He enjoys spending time with family and friends as well as golf, tennis and yard work.
James S. Carter, III, MBA
Chief Compliance Officer
Jim came to work with Horizons in 2008 and focuses on conservative strategies for real-world clients.
Jim earned his degree in industrial engineering and operations research from Virginia Tech and his MBA from the Colgate Darden Graduate School of Business Administration at the University of Virginia. Following that, he went to work on the trading desk at Central Bank in Birmingham and then ran the taxable trading desk at Regions Investments for 14 years.
Jim is an avid recreational cyclist and enjoys putting his hands to work with Habitat for Humanity.
Andrew graduated from the University of South Alabama in Mobile, Alabama, where he earned a degree in professional health sciences and received certification in electronic health records. He worked as a client services representative for an insurance clearinghouse, the SSI Group, Inc., from March 2013 – April 2017. During that time, he formed a passion for client service and problem solution.
In May 2017, Andrew began his financial services career with Horizons Financial and is pursuing his insurance and investment licenses. Andrew is engaged to his fiancée, Krista Melsheimer. Besides being with his family and friends, Andrew enjoys listening to music and playing recreational sports.
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