Financial Services

One stop. Many options.

Preparing for retirement should create excitement, not concern. Yet for many, that’s not necessarily the case.

According to a recent study, 60 percent of pre-retirees do not have a plan for how much money they will spend each year in retirement and where that money will come from.1 Additionally, three in four Americans remain highly anxious about their overall retirement outlook.2

That’s where we come in.

We are an independent insurance agency that will utilize insurance products, where appropriate, to help you build financial strategies. From tax-efficient strategies to protecting some of your assets — we’ll cover as many bases as possible to customize your Values-Based income strategy. Our focus is to support your vision for a purpose-driven retirement lifestyle and long-term financial goals.

At Horizons Financial Insurance Group, we can offer you the following products and services:

(Click the images below to learn more about each service)


Retirement Income Strategies

We can help you decide which types of products may work best within your overall financial strategy.


Asset Protection

Including insurance products like annuities in your financial strategy can help protect your money from declines.



You may want to consider a fixed income component to your retirement strategy.


Life Insurance

When shopping for life insurance, there are several needs to consider.


Tax-Efficient Strategies

It may be important to incorporate tax planning into your financial decisions.


Long-Term Care Strategies

Does your retirement income strategy account for who will take care of youif you are unable to care for yourself?

We can also refer you to our Strategic Partners, who provide the following professional services:

Trusts | Probate | Charitable Giving | Estate Planning | Tax Planning | IRA Legacy Planning | Wealth Management / Horizons Financial Group

Once we understand your financial situation, risk tolerance and investment objectives, we can help you decide which types of products and services fit within your financial strategy.

1Greenwald & Associates. Society of Actuaries. January 2016. “2015 Risks and Process of Retirement Survey.”

2The National Institute on Retirement Security. March 2015. “Retirement Security 2015: Roadmap for Policy Makers – Americans’ Views of the Retirement Crisis.”



Are You Paying Too Much in Taxes in Retirement?

With this 8-page instant download, you’ll discover:

  • What taxes really look like in retirement
  • Why you should prepare for changing tax laws
  • How a retirement income analysis can benefit you